At Hoot we know that many of you will have found that trying to get cheap car insurance for young drivers is a difficult and thankless task, but we feel that young motorists, especially those who have proved themselves to be safe having racked up a couple of years of no-claims bonus, and those who choose small engined cars, really deserve an opportunity to get a cheap quote.
We also realise that some insurance buyers out there will do anything to get a cheaper quote and that includes breaking the law.
An explanation of fronting
When an older or more experienced driver, such as a parent or older sibling, attaches their name to a policy as the main driver and then puts a young, inexperienced motorist on as a named driver, but who, to all intents and purposes, is the main driver, then this is an offence known as fronting.
It will mean the price of the car insurance policy is cheaper, but could mean that in the event of an accident, if the insurance provider proves that 'fronting' has taken place, the policy would be invalidated and the policy holder could be prosecuted for making a fraudulent claim.
Further, if the car insurance policy is found to be invalidated, the young driver could be prosecuted for driving without insurance; an offence that could lead to licence endorsements and a fine.
Hoot cheap car insurance for young drivers
So, trying to reduce the price of your policy by fronting really is not a good idea. At Hoot we strive to get you the best deal on your car insurance - legally.
Firstly, we are a specialist online car insurance company which means we don't have the costly overheads of other insurance providers. We don't do big budget adverts with annoying jingles and bad acting, we don't do high street shops with exorbitant rents and we don't do massive office premises that consume mega tonnes of electricity lighting huge and decadent board rooms.
We have a small, but super-efficient HQ where our friendly advisors are waiting to talk to offer no-nonsense car insurance advice on our UK quoteline number
And our web based quote system is simple, fast and safe, so that you can get your young driver's quote really quickly and you will be legally covered to get on the road within a few minutes.
Give Hoot a try today and we will endeavour to find you cheap car insurance for young drivers that won't break the bank or the law.