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What to do at the scene of a car accident

Hoot Car Insurance Services can save you £££'s on cheap car insurance, without sacrificing a first-class service. We'll also save you as much hassle and inconvenience as we can following an accident by dealing with everything on your behalf - including most of the paperwork!

All we ask is that you provide as much information as possible regarding the accident as soon as you can. Read on for a list of crucial things to remember if you have an accident:

  • STOP! If you're involved in a car accident in which any person (or animal) has been injured or where any vehicles or property have been damaged, then by law you must stop.
  • Try to stay as calm as possible.
  • Write down the names, addresses and phone numbers of all the people involved in the accident. If there are any witnesses you should also try to get their details.
  • Ask the drivers of any other cars involved in the accident for the name of their car insurance company and policy number.
  • If you have a camera or camera phone with you, take photos of the crash scene. Disputes often flare up over motor insurance claims, so it's best to gather as much evidence as you can to support your side of the story.
  • Sketch the position of the vehicles involved both before and after the accident and note the speeds, distances, road layout, road signs and any obstructions to your view or that of other road users.
  • Never admit you were to blame for the accident or offer to make a payment for any damage caused - doing either one can ruin your chances of making a successful claim. Similarly, tell us if anyone else accepts responsibility at the scene.

  • Even if you don't wish to make a motor insurance claim, you should call us as soon as you can - somebody else involved in the accident may wish to claim against you.
Read more about making a car insurance claim.

Get a cheap car insurance quote from Hoot
At Hoot, we won't waste your money on junk like advertising and call centre overheads. We're an ad-free online car insurance provider for a very good reason: it saves you the most money on motor insurance.

Whereas our competitors waste millions trying to dress up their car insurance policies with TV adverts and radio spots, we at Hoot believe great cheap car insurance sells itself - and at no cost to our customers.

As a result we can offer ridiculously cheap motor insurance quotes without scrimping on the quality of service.

For instance, all Hoot policies come with discounted legal expenses insurance that covers you should you need to go to court following a non-fault accident. We think this is a vital part of any good policy, but plenty of other car insurance firms treat it as an optional extra - and will charge up to £50 for the privilege.

Looking for a cheap car insurance policy at an unbelievable price? Look no further!

cheap car insurance, young driver car insurance

 

 

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*A replacement car can usually be arranged under any of the following conditions:

1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.

2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.

3.The repairing garage may be able to provide a replacement car. This is subject to availability.


 

cheap car insurance, young driver car insurance

cheap car insurance, young driver car insurance