Car insurance, car insurance, car insurance. Yuk. It costs a load of money and it is, to be brutally honest, boring.
But as sure as eggs is eggs and for long as you want to use your car on the road, you've got to have it. In some countries there's no such thing as car insurance, but we don't live in other countries. We live here, in this beautiful little cluster of islands known as the United Kingdom of Great Britain (www.visitbritain.com), and for that privilege we've got to fork out a bundle of our hard earned cash once a year in exchange for a little piece of paper.
Invaluable protection
If we're honest with ourselves, that cover note is so much more than a piece of paper. It gives us invaluable security and could mean that in the event of a car accident we've got some degree of protection.
It doesn't shield us from broken glass and flying bits of metal, but protects us from a whole host of other things. Protection from the law for starters. It's a criminal offence to drive without motor insurance cover and the police have the right to confiscate and then crush, yes crush, your vehicle if they catch you.
Car insurance also provides protection from the possibility of having to shell out hundreds or even thousands of pounds of your own money if you cause a car accident or knock someone down in the street.
On the other hand, if you're the one unfortunate enough to be on the receiving end of such an incident, your insurance should make sure that you won't lose out as a result. You should be recompensed for the damage to your car and will also have the right to make a claim for compensation if you've been injured.
So what with providing protection for your car, protection from the long arm of the law and protection from the possibility of ending up injured and penniless, car insurance really is one of today's much-needed necessities.
Unbelievably cheap car insurance
Here at Hoot we understand that car insurance probably isn't your most favourite thing in the world, but we also understand how vital it is. That's why we make every effort to bring you car insurance at an unbelievably cheap rate.
In fact, we pull out all the stops to try and make our car insurance the cheapest around. We've cut and chopped and sliced our overheads as far as they can be cut, chopped and sliced, and the result is a price so low that you'll think we're crazy.
All the savings that we can make ultimately end up with you, and so in order to save money, we don't advertise on TV, we don't run high street branches and we definitely don't have huge, impersonal call centres.
Instead, we keep our costs to a minimum and so what's the result? Yep, you got it; amazingly cheap car insurance.