Cheap car insurance

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Get a great car insurance rate

Hoot is an online provider of car insurance to young people. We aim to save young drivers money by only insuring young drivers and consequently having the cheapest car insurance rate on the market. You’ll get various benefits which will keep you on the road and keep you safe. For example, we’ll give you discounted legal expenses insurance which can cost as much as £50. This will give you legal cover up to the value of £50,000 when you need it most. See legal expenses insurance for more information.

Why are we so cheap?
As well as only insuring young people and therefore securing some great deals, we have also cut back on some of our overheads in order to make you savings. By operating as an online business we avoid paying expensive high street premises rental and for a large call centre. We don’t advertise on the television either as this can cost millions of pounds. By making these savings we can cut your costs. All our savings are passed back to you giving you a low cost car insurance rate.

Replacement car
We can arrange a replacement car for you if you have had an accident that was not your fault. We will endeavour to get the vehicle to you within the day. See replacement vehicle for more information.

Customer service
Although we cut some costs we never skimp on customer service. We have a team of friendly advisors who are on hand to take your call and answer any questions that you may have about your car insurance. Call free on 0800 954 97 55 and we willhappily take payment for your low cost car insurance if you prefer to pay over the phone.

So why delay? Get a great car insurance rate now.

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*A replacement car can usually be arranged under any of the following conditions:

1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.

2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.

3.The repairing garage may be able to provide a replacement car. This is subject to availability.


 

Car insurance rate

Car insurance rate