One way to ensure extra cheap car insurance is to use your garage for what it was designed. Keeping your car inside a secure garage overnight will earn you lots of points with your insurers. A car is less likely to get stolen or damaged when tucked up safely inside a garage and most motor insurance companies will offer you as much as 10% discount on your car insurance rate.
If your garage has its own burglar alarm or is covered by the house's security system you could save even more on your young driver car insurance. Your garage should also have a secure lock and the key or remote for that lock should be kept separately from your car keys, to be ultra safe.
Most of us are guilty of having decades of rubbish cluttering our garages; boxes of books and memorabilia, gardening equipment and tools. Make it your next domestic chore to get rid of all that junk, you will be delighted with your lovely tidy garage and reap the benefits of cheaper car insurance.
But if you do decide to declare to your insurer that you keep your car inside the garage make sure you do so. Although many car insurance companies will pay out if your car is stolen on the one night you fail to put your car away they may decide to check that the garage is being used regularly for car storage.
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