Hoot Car Insurance Services is here to provide you with all the facts you need to make the best choice for cheap car insurance.
As an online car insurance company we offer the best prices for premiums, saving you a fortune on your existing car insurance rate.
We specialise in young driver car insurance and want all you young drivers to get the most out of your car insurance so we have put together a countdown to how you can hopefully get the cheapest car insurance around.
Number 10
Shop around for the best deals, these are regularly found online as online car insurance companies do not have to pay such expensive overheads and sales staff. This means they can offer cheap car insurance to their policy holders.
Number 9
If your car is driven mainly by you make sure that you are the named driver. This ensures that you will benefit from your no claims discount and you can always add on other drivers as and when they need to drive your car.
Number 8
Take good care of your no claims discount. The more cautious and aware you are when driving the less chance you have of causing an accident and the more likely you are to keep your no claims discount. You can also opt to protect your no claims bonus for a few extra pounds on the price of your premium. This is well worth doing as if you need to make a claim it will protect you from increases of up to 60% on your car insurance premium.
Number 7
Increase your voluntary excess to ensure cheap car insurance. By paying more towards the cost of any repairs following an accident you will bring down the cost of your car insurance premium. Remember that if the accident was not your fault you can usually claim back the excess that you have had to pay.
Number 6
By purchasing a car that comes with approved security equipment as standard, or having security features such as an alarm, immobiliser or tracking device fitted by a professional, you can save between 5%-10% on your car insurance rate.
Number 5
Cut down the amount of miles that you cover in your car, set yourself a necessary quota and keep to it. Try walking instead of driving to the corner shop, not only will this keep you fit it will also cut the cost of your premiums.
Number 4
If you are thinking of changing your car or making modifications to your existing car, check with your insurer to see how dramatic the effect on your car insurance rate will be. Sporty models and those with bigger engines are often more expensive to insure and could jeopardise your opportunity for cheap car insurance.
Number 3
Keep your car in the garage, this will not only protect it from extreme weather conditions but will reduce your premiums, as there is less chance of a car being damaged or stolen when kept off the road.
Number 2
Think about taking an advanced driving course such as Pass Plus this will get all you young drivers fully prepared for driving on busier roads during more hazardous conditions and offers up to 35% discount for really cheap car insurance.
Number 1 - Get a cheap car insurance quote now
Get an instant car insurance quote from Hoot. You can get a quote either online or from one of our insurance experts over the phone. Your free car insurance quote is valid for 30 days and is very likely to put a great big smile on your face as you realise just how much money we can save you with our cheap car insurance.