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Cheap car insurance in the UK
Young people want cheap car insurance in the UK, that’s why Hoot provides car insurance to young drivers and only young drivers. Because of this we have managed to negotiate some of the best deals around and can save you money too. We also save you time as our website is designed so that you can get an affordable car insurance quote within minutes of arriving at our homepage.
Fantastic deals
We know that you’d rather spend your money on something other than car insurance, so we’ve made sure you get a really good deal. We’ve cut back on some of our overheads so that we can put some money back in your pocket and you can spend it on something more exciting. As we’re an online company we don’t have any of the costs associated with having a high street premises. We also avoid advertising in the media because a TV ad alone can cost millions. We’d prefer not to spend that kind of money as it means that we can charge you less. We rely on word of mouth and search engine listings instead.
Extras
When you buy your insurance with Hoot you’ll get a couple of other extra benefits. We want you to be safe and secure when you’re out in your car so we offer the following to all our customers:
- Discounted legal expenses insurance when you get a quote online. Some of our competitors charge for this. This insurance will cover you in the event of a non fault accident. If you need to make a claim for personal injury or loss this will give you up to £50,000 worth of legal cover. See legal expenses insurance for more information
- Free replacement car* if yours is written off or in need of repair after a non fault accident. The car will be similar to yours and we’ll make sure you get it within a day. We don’t want you to be stuck after all. See replacement car for more information
- We’ll organise your breakdown cover if you want us to. We offer AA cover, available from as little as £42 per year. This could pay for itself many times over if your car develops problems while you’re away or has a serious problem, which leaves you standing by the roadside. See breakdown cover for more details
- If you prefer to pay for your insurance over the phone we are happy to take your call. Our customer service team will answer any questions you may have about your car insurance and will take your payment details if you don’t want to pay online. Call free on 0800 954 97 55
So what are you waiting for? Get a quote now.

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*A replacement car can usually be arranged under any of the following conditions:
1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.
2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.
3.The repairing garage may be able to provide a replacement car. This is subject to availability.