Hoot comes up with affordable young driver car insurance
Traditionally speaking, young driver car insurance is a bit of a nightmare. There's two reasons why: 1. Young drivers don't have a lifetime of experience behind the wheel - how could we? But this leads to more accidents, makes us a greater risk to an insurer, and that leads to higher car insurance premiums.
2. Young drivers don't often have high-yield savings accounts, stocks in www.google.com or www.ebay.co.uk, buried treasure, or a swimming pool full of money. In fact, most of us are dirt poor, or at least poor enough that the thought of renewing the old car insurance fills us with a healthy kind of dread. All this means that there's really no way the average young driver can afford the average young driver car insurance policy. You see the problem? We at Hoot Car Insurance have the solution. We've cut out every unnecessary service and cost from our policies, so unlike the average young driver car insurance, ours is cheap enough that every young driver can afford it. Shelling out for car insurance is never going to be fun, but we think a Hoot policy makes it a manageable expense - and that's quite an achievement considering how ridiculously expensive young driver car insurance usually is. So how did we do it?
You may well ask.
One of the biggest unnecessary expenses of other car insurance providers is advertising. TV spots, radio jingles, half-page spreads - all this stuff costs big money, and traditionally that money is tacked onto the top of your car insurance quote (it's not recorded there, of course, but it's definitely there). At Hoot, we decided to go out on a limb and trust all our promotion to you, the customer. All the traffic to our website comes either from people who find us using a search engine, or people whose friends tell them about our remarkably cheap car insurance. A personal recommendation is worth a thousand annoying jingles, and doesn't cost you a penny. We're much more comfortable doing business this way, and, judging from the feedback we've had from existing customers, so are you. Another major saving Hoot makes over the other companies' young driver car insurance is to do with being based wholly online. The internet being what is these days, most car insurance companies have some online presence - but it's usually just to back up the guys in the showroom, or take some of the pressure off the busy call centre. At Hoot, we don't have a flashy shop front on the high street or a massive call centre to pay for. Everything is online, and that saves us, and you, even more money on your car insurance premiums. There's one more way Hoot saves you money, and it's because we only deal with young driver car insurance - not insurance for old folks, or specifically for women, or for some rich businessman with 20 years' no claims discount and a Jaguar the size of a minibus. The firms who supply Hoot offer us a substantial discount on motor insurance because we only sell this one type - your type - of policy, and, as with the advertising and shop-space, we pass the saving straight back to you through a cheaper car insurance quote. What about the stuff we left in?
Hoot young driver car insurance policies are, as we've established, ridiculously cheap. But even the cheapest policy is a rip-off if, when it comes to the crunch, the standard of cover lets you down. At Hoot, we do everything we can to keep your premium really cheap, but we'll never compromise on cover.
That's why we provide essential legal expenses insurance free with every policy. It provides up to £50,000 towards your legal costs should you need to go to court following an accident. Unbelievably, many other young driver car insurance providers consider this an 'extra', and will charge you about £50 for the privilege! Something else that any good car insurance policy should provide is free replacement vehicle hire. In the event that your car gets damaged or written off, Hoot will happily provide a replacement to get you back on the road - and we'll let you keep it for as long as it takes to get yours repaired or replaced.* Hoot young driver car insurance: problem solved
Most car insurance companies try to exploit young drivers by offering them dodgy cover at exorbitant premiums, but Hoot is different.
To find out how different, just click the button below for a quote.
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