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Discounted legal expenses insurance with young driver car insurance
Not only do we specialise in young driver car insurance for those aged 18-35 years old, we also provide our customers with free legal expenses insurance. Now, that may sound a bit ambiguous to you but Hoot Car Insurance Services is here to explain exactly what it means.
What is legal expenses insurance?
Even if you have a fully comprehensive young driver car insurance policy, following a car accident, you may still be liable for other, unavoidable costs that had not been anticipated.
Generally, legal expenses insurance will cover you for legal advice, legal fees, the expenses of pursuing a claim and recovering the costs of uninsured losses.
Uninsured items that may be covered using your legal expenses insurance include: compensation for any injuries sustained, repair costs for your car, hire car costs, reasonable travel expenses, damage to personal belongings, your car insurance excess, road side recovery and storage charges.
Hoot Car Insurance Services offers motorists legal expenses insurance as part of their young driver car insurance policy at no extra cost. Our legal expenses insurance provides up to £50,000 of legal cover and will save you a lot of money and inconvenience when it comes to pursuing a claim for losses against another party's insurance company.
How long will it take to reclaim costs?
Once all the details of the claim and any supporting documents have been received by the Legal Expenses Unit, an average, straightforward claim should take around 8 weeks. But, do bear in mind that claims involving personal injuries may take longer.
Great value young driver car insurance from Hoot
If you haven't already got young driver car insurance with us then what are you waiting for?
We offer the cheapest motor insurance around and have great deals on breakdown cover also.
To get a free instant quote today click below or call 0800 954 97 55 for more details on young driver car insurance.
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*A replacement car can usually be arranged under any of the following conditions:
1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.
2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.
3.The repairing garage may be able to provide a replacement car. This is subject to availability.
