More people choose online car insurance

A study by Sainsbury’s Bank has found that increasing numbers of motorists in the UK are turning to online car insurance when reinsuring.

Figures show that there has been a rise of 73% in hits on Sainsbury’s website, with the most popular products proving to be car insurance, life insurance and pet insurance.

Kevin Barrett, director of Sainsbury’s Bank e-commerce, said: “The internet has become an important life tool, playing an increasing role in the way we conduct our daily affairs – whether it’s shopping, booking a holiday or sorting our finances.”

A separate study by Mintel also found a dramatic increase in people buying online motor insurance. They found that 15% of drivers chose to purchase online car insurance in 2004, almost double that of 2003, and estimate that by 2010, 50% of drivers will have spurned the telephone and turned to the web for their insurance needs.

It is thought that reasons for the rise in popularity of online car insurance include that it is now cheaper, quicker and easier than ever to buy online with website technology and faster connection speeds.

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*A replacement car can usually be arranged under any of the following conditions:

1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.

2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.

3.The repairing garage may be able to provide a replacement car. This is subject to availability.

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