UK drivers not shopping around for car insurance

A study by Mintel has found that when it is time to renew their car insurance and home and contents insurance, people prefer to stay with their current insurer, even with the wide range of providers to choose from.

The study found that up to 63% of people did not get any quotes from other insurance companies, and of the 30% of people who did shop around, a third only went to a single alternative provider.

Research by Bradford and Bingley has found that UK men are twice as likely to shop around for the cheapest car insurance compared to women, and start comparing quotes further in advance of their premium running out.

The cost of car insurance can differ wildly between providers, often with a difference of several hundred pounds, and some insurers offer quotes at less than half the price of premiums through other providers. Bradford and Bingley research also found that the average amount that could be saved from comparing prices from different insurers is £130.

webmaster@hootcarinsurance.co.uk

*A replacement car can usually be arranged under any of the following conditions:

1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.

2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.

3.The repairing garage may be able to provide a replacement car. This is subject to availability.

Cheap car insurance