Whether you opt for motor insurance from a high street broker or sign up with a online car insurance UK company such as Hoot, there may be some insurance terms and jargon used that you may not be familiar with.
We are here to explain these to you, make sure you gain a good understanding of us as a company and what our great value car insurance premiums have to offer.
'Act of god' is a term that you will see consistently pop up under your car insurance premium's exclusions. This is basically an event that is not the fault of any individual and may or may not be insurable.
In most instances, acts of god are due to natural causes and freak weather conditions such as storms, earthquakes, twisters or tsunamis, which are unusual yet still possible in the UK.
A car insurance company may claim that an event that can not be foreseen or safeguarded against is an act of god in order to diminish their liability.
So, take care to always listen to weather forecasts, store your car in a garage when possible and avoid driving in adverse weather conditions as damage to your car caused by an act of god may prove costly.
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Hoot, the online car insurance UK experts offer great deals on all levels of motor insurance.
Whether you have a Ford Escort or a 3 Series BMW we have the best car insurance rates available.
We specialise in young driver car insurance so as long as you are aged between 18 and 35 and are living in the UK you can apply for cheap car insurance today.
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