As specialists in young driver car insurance we are here to help with all your motoring quandaries and car insurance queries.
You may have come across car insurance companies referring to annual polices but you may be wondering what that means or what other types of policy are out there. Well Hoot Car Insurance Services would like to explain to you what this particular car insurance jargon is all about
Temporary car insurance cover
You may need temporary car insurance cover for any number of reasons. You may want to be insured on your parent's or partner's car for a few days or weeks while you are waiting to finalise a deal on a new car. Some motor insurance companies will allow you to take out immediate short-term cover for a fixed rate, according to your car insurance group, and this can last for a period of 1-28 days.
You may also have car insurance for a short period if you use a hire car. You may be leant a hire car by your local garage when your car goes in for repairs, you may borrow a hire car while you are looking to buy a new vehicle following a car accident or you may hire a car while on holiday. The hire company will then charge you a fixed rate amounting to a few pounds a day, covering you and the car in case of an accident.
Annual car insurance cover
A policy for the whole year is the most cost effective young driver car insurance available. This means that you are covered from the moment you take out your policy, for an entire year. You can pay in a lump sum or check out other payment options such as paying monthly, although you will only be covered if you keep up your monthly payments.
An annual young driver private car policy with an online car insurance company such as Hoot will be even better value than most. We do not have expensive overheads or pay out for huge advertising campaigns like many insurers, meaning we can lower our prices and offer cheap car insurance to young drivers years round.
Free quotes for young driver car insurance
Get an instant online car insurance quote by clicking on the button below or just call and speak to one of our friendly team for free. They will also answer any questions you have about our young driver car insurance.