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Make sure you declare car modifications to your young driver car insurance providers
We know that some of you young drivers enjoy adapting your regular cars into supersonic, souped-up, bling-mobiles but you may not be aware that car modifications can have a substantial impact on your young driver car insurance.
If you modify your car and fail to inform your motor insurance company you could end up extremely out of pocket or in trouble with the law.
The law dictates that you are obliged to advise your car insurance providers of any material facts such as modifications to your car or points on your licence. If such facts are discovered following a claim then your motor insurance company is within their rights to refuse to pay out for all or part of your claim.
Also, your car insurance provider will only pay out for the amount that they believe your car to be worth. So, if you have a Nova worth £1500 featuring £1000 worth of flashy modifications which you do not declare, you will only receive the equivalent of £1500 from your car insurance company in the event that your car is written off.
Getting a young driver car insurance quote
Since there are such a variety of modifications that young drivers may make, from engine size to suspension and spoilers to alloy wheels, we are unable to give you an accurate online car insurance quote for a modified car without further details.
However, you can still attain a cheap car insurance quote by calling our friendly team on 0800 954 97 55. They will be able to advise you about the most suitable level of young driver car insurance for you and give you a great quote.
So, what are you waiting for? Get a free, instant quote for young driver car insurance today.
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*A replacement car can usually be arranged under any of the following conditions:
1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.
2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.
3.The repairing garage may be able to provide a replacement car. This is subject to availability.
