Hoot Car Insurance Services knows that young drivers love chatting on their mobiles and that texting is a quick way to catch up with friends but using your mobile phone while driving could cost you.
The government has introduced a law to combat mobile phone use on the roads. If you are caught using your mobile phone while behind the wheel you could face a fixed penalty of £30 which can raise up to £1000 if you refuse to pay up. You could even receive points on your licence which some car insurance companies will consider when assessing your premium.
If you don’t get caught chatting on your mobile then you could cause a road accident. If you do cause a road accident you could injure yourself and others or even kill someone. Either way being involved in a road accident could also increase your car insurance premiums as you will be regarded as a high risk driver by motor insurance companies.
It is difficult to concentrate on doing two things at the same time, which is the angle that a THINK campaign designed to stop motorists using mobiles while driving has taken. We may think that we can multi-task but if you are driving make sure you concentrate and don't risk causing an accident or increasing your car insurance rates.
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