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Mean drivers still ignoring cheap online car insurance deals

Mean drivers who chose the risks of driving uninsured over the price of cheap online car insurance were responsible for 36,000 crashes in 2006, according the Motor Insurers' Bureau.

The Bureau, which subsidises motor insurance claims for the victims of uninsured drivers, revealed that the 2006 crashes caused 180 deaths and 27,000 injuries, 360 of them serious.

Despite the best efforts of police, the DfT and the DVLA, the number of uninsured drivers on UK roads continued to rise in 2006. Currently, one driver in 20 is reckoned to be driving without cheap car insurance.

"It's a nightmare situation," said Mike Page, spokesman for the online car insurance specialists at Hoot Car Insurance Services.

"Amazingly cheap car insurance is out there on the net if only these people would have a look," he added.

"Why anyone would risk driving uninsured is beyond me."

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*A replacement car can usually be arranged under any of the following conditions:

1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.

2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.

3.The repairing garage may be able to provide a replacement car. This is subject to availability.

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