 |
Call us @ 0800 954 97 55 |
UK motor insurance news - 02/03/2007
Father reports CIS over cheap car insurance policy wording
A family has spoken out over the confusing wording of a cheap car insurance policy which left them liable to pay out for the damage caused in a car crash. The father let his 20-year-old son drive his car to work one morning as his son's own car was in for repairs, assuming that he would be covered under his comprehensive car insurance policy with CIS. It even said as much on the motor insurance certificate. Unfortunately, they found out the hard way that this was not the case when his son was involved in an accident. The father explained: "CIS refused to accept third-party liability on the basis that the last sentence in the final paragraph of the small print of their policy document said that he was only insured to drive another vehicle in an emergency." He believes that the cheap car insurance company did not make this condition clear enough, although CIS claimed that it had clarified that the policyholder was covered to drive other cars only "in an unexpected urgent situation or sudden state of danger that requires immediate action." He reported CIS to the Financial Ombudsman, who found in his favour. He said: "The Ombudsman wrote to us and said that CIS should have made it crystal clear when the clause applied by emblazoning the wording on the first page of the policy document, and also by altering the wording on the certificate of motor insurance document."
More Cheap Car Insurance News
Chatty urinals persuading men not to drink drive
Ormiston man mourns Mercedes
Young English cricketer "deeply sorry" for drink driving
Car mods bad news for motor insurance quotes
Florida investigates education/motor insurance quote link
Diageo supports road safety campaign
Cumbrian man guilty of seven motoring offences
Lucky escape for young couple after M5 accident
MoneyExpert.com warns of January debts
EU man blames signs for lack of cheap car insurance
Careless Bedfordshire lovers risk cheap car insurance
Safety course Scots get cheaper young driver insurance
BIBA fights for black box standard
Hoot Guides Driving abroad
Drivers don't care about car insurance cover
MIB bankrupts uninsured drivers
Cockneys crims miss out on cheap quotes
One-in-five would drug drive
USwitch switches to online car insurance
Online car insurance giant prefers postcodes
Young drivers' curfew a non-starter in UK
Nine-year-old steals car, plane to get home
Epilepsy at the wheel
Hoot guides drug driving law
Hoot Guides Car modifications
Hoot guides UK speed limits
Hoot guides Seatbelt law in the UK
Loss of cheap car insurance leaves blind Spaniard nonplussed
Road tax evasion tops 2 million
NRA blames cheap car insurance firm for fast-food K-Fed
Car Insurance News Archive
|
|
|
Resources | Articles | Car insurance news | Privacy policy | Terms and conditions | Copyright policy | Website security | Site map | Home
*A replacement car can usually be arranged under any of the following conditions:
1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.
2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.
3.The repairing garage may be able to provide a replacement car. This is subject to availability.
