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Experian figures signal the end of cheap car insuranceThe average motor insurance quote is now more expensive than at any time in the last two years, according to information services company Experian. Prices are now so high on the direct market that UK consumers have a better chance of finding cheap car insurance through an intermediary. £560 is the new average quote for comprehensive motor insurance, up 7.9 percent since May 2006. However on the intermediary market - which used to be thought of as the more expensive option for consumers - prices have fallen over the past year to £529. It's a situation Experian puts down to an increasingly hi-tech insurance marketplace. The demand for online car insurance is now higher than ever, with many thousands of customers turning to switching services and internet-based insurance brokers in hope of a cheap car insurance quote. "Competition is aggressive and with technological advances and changing consumer needs the industry in unlikely to settle back into a straightforward situation," said an Experian spokesman.
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1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.
2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.
3.The repairing garage may be able to provide a replacement car. This is subject to availability.
