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Car insurance policy - one third of drivers choose not to claim

One in three motorists will not claim on their car insurance policy following an accident, a study by Royal & SunAlliance found.

Fear of losing no claims bonuses and the fact that claims are often worth less than the excess means that 36% of motorists would rather fix the problem themselves or simply not repair the damage at all, the report said.

Drivers are prepared to pay £235 out of their own pocket to fix the damage, and one in 10 is ready to shell out £500 to avoid making an insurance policy claim.

Hoot Car Insurance Services offers great savings for young drivers. Plus, each car insurance policy includes free legal expenses insurance worth up to £50.

Do you want to save £££s on your car insurance policy? Get your young driver car insurance quote now with Hoot!

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*A replacement car can usually be arranged under any of the following conditions:

1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.

2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.

3.The repairing garage may be able to provide a replacement car. This is subject to availability.

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