Car insurance policy - one third of drivers choose not to claim

One in three motorists will not claim on their car insurance policy following an accident, a study by Royal & SunAlliance found.

Fear of losing no claims bonuses and the fact that claims are often worth less than the excess means that 36% of motorists would rather fix the problem themselves or simply not repair the damage at all, the report said.

Drivers are prepared to pay £235 out of their own pocket to fix the damage, and one in 10 is ready to shell out £500 to avoid making an insurance policy claim.

Hoot Car Insurance Services offers great savings for young drivers.

Do you want to save £££s on your car insurance policy? Get your young driver car insurance quote now with Hoot!