One in three motorists will not claim on their car insurance policy following an accident, a study by Royal & SunAlliance found.
Fear of losing no claims bonuses and the fact that claims are often worth less than the excess means that 36% of motorists would rather fix the problem themselves or simply not repair the damage at all, the report said.
Drivers are prepared to pay £235 out of their own pocket to fix the damage, and one in 10 is ready to shell out £500 to avoid making an insurance policy claim.
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