The Association of British Insurers (ABI) has revealed that many of the UK's novice motorists have had to make young driver insurance claims following recent traffic accidents.
A representative of the high profile organisation pointed out that such crashes have been a major cause of policy price rises.
In an address to the House of Commons Transport Committee he said, "This is a nettle which the Government has failed to grasp. They see the young driver merely as a voter.
"Claims of up to £20 million have been made. It's not unusual to have three or four people injured in a car crash who will need care for life."
Britain-based providers of student car insurance have attempted to resolve this problem by offering incentives for the successful completion of advanced driver training courses.
A key figure in the organisation of such programmes said that the Government's decision to reduce the amount spent on safety education had not helped the situation.
The Road Safety Minister responded by saying, "Insurers are completely wrong to suggest that this Government does not care about young people or tackling young driver accident rates, which have fallen significantly in recent years.
"We have made the driving test more realistic and less predictable, and are considering how to improve training for drivers after they pass their test to help them develop their driving skills and knowledge."