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Online car insurance news
16/11/2007

Advice for November

Online car insurance experts Hoot Car Insurance Services have advised all UK motorists to take particular care on the roads this autumn and winter.

Chief spokesperson with the online car insurance company, Mike Page, said, "November is traditionally the peak season for road accidents and road accident claims.

"Obviously, there are some circumstances where hazards are outside of a driver's control. However, there are steps that can be taken to minimise risk.

"For example, driving in fog always carries risks, so avoiding journeys when it is foggy is a good idea. If you must drive when it is foggy, take a safety-first approach and use all the relevant safety aids.

"Intelligent use of fog lamps, demisters and windscreen wipers will increase safety. However, there is a danger that some people will use fog lights excessively.

"Revisiting the Highway Code to check up on their recommended use can be of benefit to even the most experienced of drivers."

"Taking such precautionary measures will not only reduce your chances of becoming involved in a car accident but will also have the added benefit of qualifying you for cheaper online car insurance quotes than you would otherwise receive."

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*A replacement car can usually be arranged under any of the following conditions:

1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.

2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.

3.The repairing garage may be able to provide a replacement car. This is subject to availability.


 

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