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Friday night driving puts young driver car insurance at three times the risk

Several motor insurance firms now offer discounted young driver car insurance for those who drive only during the daytime - and the latest study from the Association of British Insurers (ABI) shows why.

According to the research, young male motorists are at far greater risk of an accident on Friday and Saturday nights than they are during daylight hours.

In fact, the risk can be up to three times higher between 11pm and 1am - meaning some 76 young male drivers are hurt or killed between these hours every weekend.

"We need a government information campaign to make young drivers aware of the dangers of driving at night," said a spokesman for the ABI, which represents young driver car insurance firms across the industry.

 

 

 

 

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*A replacement car can usually be arranged under any of the following conditions:

1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.

2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.

3.The repairing garage may be able to provide a replacement car. This is subject to availability.


 

Young driver car insurance

Young driver car insurance