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Cheap car insurance news
08/11/2007
Sorry not always a good ideaHoot, the cheap car insurance provider, reports on a new study which has revealed that most UK motorists would say sorry following a road accident. What many people do not realise is that their politeness could potentially jeopardise their cheap car insurance premiums by being considered an admission of liability. The study, commissioned by esure, found that 75% of UK drivers admit that they would apologise, an action which several online car insurance specialists strongly discourage. A spokesperson for Hoot Car Insurance Services explains, "While, it no doubt goes against the natural instincts of most of our car insurance customers, we would advise that if they are in any doubt at all, they hold off making an apology at the accident scene. "It is best to be business-like, take other drivers' details, take photographs and, where possible, get witness statements." Surely advice that is well worth heeding, especially by those 30% of motorists who say they would forget to take any pictures of the accident scene. Amazingly, 7% of participants in the study said that they would forget to exchange details with the other driver involved, something we strongly advise all our cheap car insurance customers to do.
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*A replacement car can usually be arranged under any of the following conditions:
1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.
2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.
3.The repairing garage may be able to provide a replacement car. This is subject to availability.
