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13/11/2007

Convictions damage motor insurance quotes

The AA has warned that any drivers looking for a competitive online car insurance quote should take a safety-first approach to their driving.

They advise UK motorists that any driving-related conviction has the potential to make them less attractive to both high street and online car insurance providers. This advice applies to drivers of both new and used vehicles and details convictions for drink-driving, speeding and mobile phone use as being those most likely to have a negative impact on the chances of receiving a cheap car insurance quote.

A PR manager for the AA said, "Some insurance companies will ignore a first offence, others will increase premiums. But no insurance company will ignore a second offence."

He also commented that any conviction for dangerous driving could drastically increase the cost of a car insurance quote and even went so far as to claim that some drivers with these convictions would find it difficult to get an online car insurance quote at all.

He explained, "If you were to try to move to a new insurance company you will find that several will prefer not to quote, particularly if you've got a conviction for driving without due care and attention."

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