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Cheap car insurance crown goes to WisconsinHealthy competition amongst insurers and the rarity of natural disasters means that Wisconsin, USA is the top state for cheap car insurance, according to local research group The Taxpayers Network. Wisconsin drivers pay an average of just $707 in yearly car insurance premiums, compared to the national average of $960. Competition between Wisconsin's 200-plus car insurance companies, a substantially higher number than exist in most other parts of the US, is a major factor in the sale of such cheap car insurance premiums, according to the state's Commissioner of Insurance. The other big reason is the lack of earthquakes and hurricanes. States that pay over the average for car insurance, including California ($958), Florida ($1,151) and more recently, Louisiana, tend to be places that are prone to these kinds of natural disasters. Luckily for drivers in Wisconsin, which suffers at worst the occasional tornado, insurers don't have to deal with nearly so many vehicle write-offs - and that means cheap car insurance for everyone living in the northern state.
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1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.
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