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Motor insurance news
17/07/2007
Online car insurance customers stumped by overseas coverMost online car insurance customers have little or no understanding of the way their policies work overseas, according to internet switching service uSwitch.com. It revealed a staggering two thirds of motorists don't know that most cheap car insurance providers only offer third party cover for policyholders who drive abroad. Even worse, one in ten thinks that buying travel insurance covers them to drive in a foreign country - even though it has nothing to do with driving. A few car insurance firms, such as eCar and Saga, do provide the same level of insurance whether you're at home or abroad - but with most others you'll need to pay an upgrade fee to preserve your 'TPFT' or 'fully comprehensive' status. According to a spokesman for the online car insurance switcher: "Motorists should either check which providers cover them fully for driving abroad before buying insurance or, at the very least, check the small print before they go away."
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1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.
2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.
3.The repairing garage may be able to provide a replacement car. This is subject to availability.
