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Hoot top tips
Keep your premiums down
We know that you don’t want to spend more on your young driver car insurance than you have to – who does? So (even though it’s really not in our best interests and our children may starve consequently!) we’ve put together a few handy hints on how you can keep those premiums down.
- This may sound a little, well, arrogant – but it really does make sense to use a company like us that shops around on your behalf to find the best possible quote. Sure, you could probably do it yourself – but can you really be bothered?
- Whatever the make and model of the car that you drive, it will be in a group that determines how much you pay for your insurance (funnily enough, known as an “insurance group”). Group 1 is the cheapest, and 20 the most expensive. So check out which group your car falls into.
- Making sure that your car is not parked on the road overnight may keep your premium down. If you’ve access to a garage then use it.
- Concentrate on building up a no-claims record. If you’re a good little driver then you could be saving yourself up to 65% in a few years.
- Don’t overload your policy with other drivers.
- Set a voluntary excess – this is an amount that you agree to pay in the event of any claim. For example, if your excess is set at £150, this is how much you’ll pay towards the cost of repairs etc. Note this is on top of the compulsory excess.
- Try to avoid driving to the corner shop for milk and a newspaper. The lower your mileage, the larger the potential savings you could make on your car insurance.
- If you’re lucky enough to have a classic car, take out specialist insurance for it. As you will often find it cheaper.
Call or click for an instant quote on young driver car insurance
But you can take the very first step to saving on your insurance by clicking on our big quote button to see how much our young driver car insurance could save you. Or, if you have any questions, call us on 0808 144 9954.
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*A replacement car can usually be arranged under any of the following conditions:
1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.
2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.
3.The repairing garage may be able to provide a replacement car. This is subject to availability.
