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Cheap car insurance news - 03/03/2007

Young driver sentenced after crash ruptures gas main

Magistrates in Great Yarmouth have passed sentence on a 28-year-old man with no young driver car insurance who crashed his car into a Norfolk home. Breath tests taken on his arrest proved he was almost twice over the legal alcohol limit at the time of the accident.

The court heard how the man, who had been out drinking in Gorleston, Norfolk, was giving a female friend a lift home when he clipped a kerb, sending the car spiralling out of control. It smashed into the side of the property before coming to rest in an adjacent street.

The driver fled the scene and ran home, despite challenges from local residents and oblivious to his stunned passenger, who remained in the front seat of the car until police arrived. He was arrested at home about two hours later.

To further complicate matters, the force of the impact had ruptured a gas main and parts of the street had to be evacuated until it could be made safe.

The driver was banned for three years and was given 50 hours community service. On top of that, the price of young driver car insurance for those with past motoring convictions might make it expensive for him to get back into the driving seat legitimately in the future.

In court, the man's representative said he deeply regretted the incident and was prepared to offer compensation for the damage he'd caused.

"This is a one-off incident that he regrets and he has not slept properly for the past four days," he said.

"Abandoning passengers after a crash is more common than you might think," said Mike Page, spokesman for the motor insurance experts at Hoot Car Insurance Services.

"The self-preservation instinct just takes over completely and other people get left behind."

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*A replacement car can usually be arranged under any of the following conditions:

1.Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we will supply a replacement car on a credit hire basis. This means the charges for this service will be passed onto the insurance company of the person who was responsible for the accident. This service may not be available where we are unable to get an admission of liability from their insurance company, or wherethe driver is unknown or uninsured.

2.If you have comprehensive insurance, a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information.

3.The repairing garage may be able to provide a replacement car. This is subject to availability.

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